Jovia Financial Credit Union
September 2021

A Bright Future Begins with Savings.

Learning how to save and spend responsibly can help your kids lay the foundation of future financial success. We offer two great youth programs that teach kids how to manage money:

Dollar Dog Kids Club Account

- For kids ages 10 and younger       
- $5 minimum to open
- Earn 1% APY on your entire balance

Elements Teen Club Account

- For pre-teens and teens ages 11-14
- $5 minimum to open
- Earn 1% APY on your entire balance
Start them off saving and get a gift card!
If you open any first-time Youth Account with $100 before December 31st, you’ll receive a $25 Amazon Gift Card!4

Schedule an appointment at your local Jovia branch to get your kids started!
Learn More

Find a home and make it bright.

Buy your dream home with a mortgage from Jovia. Our mortgage representatives can help you find the solution to best fit your needs. Plus, we’ll give you an idea of the type of home you can afford so you can hit the ground running.

Find a house and make it a home.


If you purchase your new home with a mortgage from Jovia before December 31, 2021, you will get a $250 Home Depot Gift Card!1
Apply for a mortgage in just 15 minutes or less from your mobile phone, tablet, or computer and take advantage of:
  • A variety of mortgage options to fit your financing needs
  • Competitive rates
  • First-time homebuyer programs
  • Low down payment options
  • No closing cost option^
Apply Today!
^Jovia Financial does not charge closing costs on the no-closing cost option. Member is still responsible for certain mortgage settlement costs.

Share the gift of membership.

When you refer a friend or family member, and they join Jovia and open a free Checking account with a minimum of $100, you’ll each get $50.2 It’s the gift that keeps on giving!
  • Share access to great credit union benefits like lower rates on loans, higher earnings on deposits, and free online and mobile banking services
  • Access cash fee-free at over 55,000 ATMs
Learn More

Put your home’s equity to work

Ready to convert the garage, create a backyard oasis, or update your kitchen? Accomplish your renovation goals with a home equity solution from Jovia. Choose a home equity line, a fixed-rate loan, or even a combination of both to fit your needs.  
  • We offer flexible options to choose what’s right for you.
  • Our no closing cost option* means no out of pocket costs upfront 
  • Borrow up to $500,000 based on the equity in your home
Learn More
 *No closing cost requires initial minimum draw.

Take Your Electric Vehicle on a Road Trip to Jovia

Did you know? September 25 - October 3, 2021, is National Drive Electric Week, a nationwide celebration to raise awareness of the many benefits of all-electric vehicles.
Whether you live near Westbury or are just passing through, Jovia is helping Long Islanders get “all charged up” with our electric vehicle charging stations. The ten charging stations, available free to the public, are outside Jovia’s Westbury branch, located at 1000 Corporate Drive.
Stopping by? Remember to download the free ChargePoint app and then you will be ready to plug in. Happy travels!

Convenient Ways to Connect with Jovia

Want to ask us a question? Did you know you can reach our member care team through our easy-to-use online chat? That’s right! You can chat by video, audio, phone, or text to connect with a representative in real-time by computer or mobile device.
Live chat is available:
9 am to 6 pm     Monday - Thursday
9 am to 7 pm     Friday
9 am to 2 pm     Saturday
You can decide how you would like to chat with us:
  • Video Chat – You can see us, but we won’t see you
  • Audio Chat – Speak to us through your computer or mobile device
  • Phone Chat – Enter your phone number and we’ll call you
  • Text Chat – For those who love to text

Give it a try! Visit our Get Support page and look for the “Let’s Talk!” message box.
Get Support

Brighter Banking on your Schedule

Skip the trip to the branch and do your banking anytime, from anywhere 24/7 with Jovia’s Online and Mobile Banking services.
It’s faster, safer, and easier than ever.

Some of the things you can do:

  • Deposit checks from your phone with mobile deposit
  • Use Zelle® for a quick and easy way to send money
  • Turn your debit and credit cards on and off using Card Controls
  • Check your credit score within Online and Mobile Banking
  • Keep track of spending and account balances
  • Make payments and transfer funds between accounts
Learn More

Get your running shoes ready…

Whether you like to walk or run for sport or fun, join us as we sponsor one of Long Island’s most exciting athletic events. The 2021 Jovia Long Island Marathon weekend events will take place from September 17th – 19th at Eisenhower Park and will include:
  • 1K Kids Fun Run
  • 5K Family Fun Run
  • 10K Race
  • Half Marathon 
  • Marathon
Learn More

Congratulations to our $50,000 Premier Scholarship Winner

Congratulations to Giselle Rasquinha of Syosset who is the recipient of Jovia's 2021 Premier Scholarship. Giselle has received a $50,000 scholarship in recognition of her academic accomplishments and service to our community. 

Giselle is a recent graduate of Syosset High School and will be attending Georgetown University with a focus on pre-med. Best of luck to you Giselle!
Did you know? Jovia offers two scholarship opportunities for high school seniors. Be sure to check back in January for our 2022 program.
Learn More

Have a great idea for your classroom?  

Get the support you need with a Teacher Grant from Jovia.

As your Long Island neighbor, we are committed to supporting education in our communities. Each year, Jovia’s Teacher Grant Program provides funding to help Long Island educators bring innovative ideas to life.
If you are a Long Island educator looking for funding to support a great idea to engage and inspire your students, we’re here to help. Apply for a Jovia Teacher Grant today!
Apply Today
Important Dates:

All Jovia offices will be closed:

Monday, September 6, 2021
Labor Day

Monday, October 11, 2021
Columbus Day


Named Forbes 2019 & 2020 Best in State Credit Union

1000 Corporate Drive, Westbury, NY 11590