Jovia Financial Credit Union
October 2021

Dreaming of a new kitchen?
It’s on the house.

We know you’ve put a lot into your home so let Jovia help you get a lot out of it too!

With an exceptional introductory rate of 0.99% APR for 9 months and a no closing cost option*, Jovia’s Home Equity Line of Credit gives you the cash you need for home improvements, debt consolidation, or any other large purchase. Use the equity in your home to turn your dreams into reality.
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*No closing cost option requires a minimum advance on your line at the time of closing.  
Jovia Financial Credit Union understands you like no big bank ever could. So, let us help you lead in life and achieve your goals.
Check out these special offers available through December 31st!
Find a house and make it a home.
Earn a $250 Home Depot Gift Card when you finance your new home purchase with Jovia Financial Credit Union.1
The gift that keeps on giving.
Give the gift of Jovia membership to friends and family. When they open a free Go Green Checking account with a minimum of $100, you’ll each get $50.2 
Go green, get green.
Our free checking account pays you! Open a first-time Go Green Checking account with a direct deposit of $100 and get a $150 cash bonus.3
A bright future begins with savings.
Open any first-time youth account and receive a $25 Amazon Gift Card.4
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Often, people ask why do Sherry and I  put our savings in a credit union, like Jovia Financial Federal Credit Union. The answer is simple- because it is the best and safest place for saving with deposits insured by the government.
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Which credit card is right for you?

It's nice to have options. That’s why Jovia offers different types of credit cards so you can choose the card that’s right for you.
Visa® Advantage
Credit Card

Charge more and pay less with a low-interest card to make everyday purchases, consolidate debt, and sometimes carry a balance. Enjoy an introductory rate of 1.99% APR1 on purchases and balance transfers for the first 12 months.
Visa® Signature Elite  Credit Card
Earn points for spending, which can be used for travel, merchandise, or even cash. Plus, if you spend $2,000 during the first three months, you’ll get an additional 20,000 points!sup>3
Did you know? Both of our credit cards have no annual, balance transfer, or foreign transaction fees and can be used with mobile wallets. Jovia credit cards also offer Card Controls so you can turn your cards on and off, block certain types of merchants and transactions, and set spending limits, keeping you in control. Learn more.
Apply Today

We’re here when you need us.

Need help with a transaction? Have a question? Check out all the convenient ways you can connect with us!

Interactive Teller Machine (ITM)

Interactive Teller Machines, or ITMs, allow you to speak with a live on-screen Teller face-to-face for assistance with your transaction. It’s just like FaceTime or Skype, but our Interactive Teller can help you cash or deposit checks, make a loan
payment, check balances, and just like an ATM,
get cash!

Branch and Call Center
A representative from our member care team is just a call, chat, or short drive away at a branch location near you.

Visit to find a branch, or call us at 516-561-0030.

Online Chat
You can reach our member care team through our easy-to-use online chat. Plus, you get to choose how you would like to chat with us!

  • Video Chat – You can see us, but we won’t see you (unless you want us to!)
  • Audio Chat – Speak to us through your computer or mobile device
  • Chat by Phone – Enter your phone number, and we’ll call you
  • Basic Chat – For those who love to text
Online chat is available:
Give it a try! Visit or sign in to online banking, look for the “Let’s Talk!” message box, or look for "Live Chat" to chat by text on the Jovia Mobile app.
Not currently a mobile banking user?

Simply download our free mobile app at the App Store or Google Play to get started.

Visit for additional details.

Tips to Protect Yourself From Phishing Scams

Phishing scams try to trick you into giving up sensitive personal information or installing malware on your devices via fake emails, text messages, and websites. Recognizing a phishing attempt can help to avoid becoming a victim.
  • Keep an eye out for suspicious emails. They will often contain suspicious sender names, incorrect sender email addresses, and messages containing threats or warnings. 
  • Do not click or open a suspicious link or attachment.
  • Do not give your personal information to someone who calls, texts, or emails you.
  • Do not enter personal or banking information on an untrusted website or within a pop-up screen.
  • Keep personal information confidential, including social security number, debit card PIN, CVV, passwords, and device/account verification codes.
  • Using peer-to-peer payment applications like Zelle® to transfer money from a mobile device is like giving someone cash. Be sure to only send money to people you know and trust.
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Looking for the opportunity for a higher return on your maturing certificate money?

located at Jovia Financial Credit Union
Access to quality products and services is one of the greatest benefits afforded through your credit union membership. In order to bring you an expanded array of investment and insurance options along with the convenience of one-stop shopping, we would like to introduce you to Jovia Investment Services, who can offer you an alternative array of financial products and services, including:

• Retirement Planning

• Pension, 401k and 403b Rollovers

• Education Funding

• Investment Management

• Tax-Advantaged Investing**

• Annuities

• Mutual Funds

• Life Insurance

• Stocks and Bonds

• Disability Insurance

• Long Term Care Insurance

Contact us at 516-714-2052 to schedule a no-cost, no-obligation appointment.
Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.

** Representative is not a tax advisor. For information regarding your specific tax situation, please consult a tax professional. FR-3210857.1-0820-0922

Get the support you need with a Teacher Grant from Jovia.

It's not too late! Submit your grant proposal by October 31st. 

As your Long Island neighbor, we are committed to supporting education in our communities. Each year, Jovia’s Teacher Grant Program provides funding to help Long Island educators bring innovative ideas to life.
If you are a Long Island educator looking for funding to support a great idea to engage and inspire your students, we’re here to help. Apply for a Jovia Teacher Grant today!
Apply Today
Important Dates:

All Jovia offices will be closed:

Monday, October 11, 2021
Columbus Day

Thursday, November 11, 2021
Veterans Day

Thursday, November 25, 2021

Named Forbes 2019 & 2020 Best in State Credit Union

1000 Corporate Drive, Westbury, NY 11590