Jovia Financial Credit Union
November 2021

It's a great time to review your mortgage options. 

What are your options? 

Lower your monthly payment or pay off your existing loan faster by refinancing. You could save thousands of dollars over the life of your loan. A Jovia mortgage specialist can help you determine what will work best for you.
Buying a home:
Get pre-approved before you shop to know just how much house you can afford. We offer a wide variety of mortgage options to meet your financing needs, including no-closing cost and low down payment options^ to save you money.
Plus, with our online mortgage center, it takes as little as 15 minutes to apply for a Jovia mortgage from your mobile phone, tablet, or computer.
Find a house and make it your home.
If you purchase a new home with a mortgage from Jovia before December 31, 2021, you will get a
$250 Home Depot Gift Card.
Apply Now
^Jovia Financial does not charge closing costs on the no closing cost option. Member is still responsible for certain settlement costs. Contact the credit union for further information.

Fall in love with your home again.

With the autumn leaves changing, it’s a great time to start planning the changes you want to make to your home.

If you’re ready to expand the kitchen, gut the outdated bath, or finish the basement, use the equity in your home to renovate at a great rate.

Choose a home equity line, a fixed-rate loan, or even a combination of both!
Learn More

Deposit checks fast with Mobile Deposit

Skip the trip! Deposit checks anytime, anywhere with your mobile phone and Jovia’s Mobile Banking app. You just Tap. Snap. Deposit. 
  • TAP the “Check Deposit” icon at the bottom of your mobile account screen
  • SNAP a picture of the front and back of your check (and enter the deposit amount)
  • DEPOSIT your check with a simple click
Check out this video to see for yourself and give it a try.
Learn More

Save as you spend with Stash My Cash

Grow your savings every time you use your debit card!

With Stash My Cash, we round up the change from each debit card purchase and “stash” it into your preferred account.
Everyday purchases like groceries, coffee, and take-out will automatically drop spare change into your selected account. Over time that change will add up, and you’ll notice you’ve grown a nice stack of cash without even having to think about it.
Consider this your virtual change jar that never gets full! You can stash your cash for the grandkids, holiday gifts, a vacation, or anything you wish. Plus, track your savings anytime using our Online and Mobile Banking services.

Have questions?
 Get the answers in our FAQs
Enroll Today

Calling all college students!

Jovia's College and Community College Scholarships award $3,000 to selected undergraduate and graduate students who are currently enrolled in accredited college community college or associate degree programs.
Accepting applications now through April 15, 2022.
Apply Today

Online seminars to prepare for a healthy financial future.

located at Jovia Financial Credit Union

See what's coming in November and December!

How to Weather a Bear Market
November 2
6:00 pm – 7:00 pm

The Return of
Conservative Investing

November 9
6:00 pm – 7:00 pm

Women & Investing
November 16
6:30 – 7:00 pm
Rollover Planning
November 30
6:00 pm – 7:00 pm

Income for Life 
December 7
6:00 pm – 7:00 pm
Register Today
Questions? Unable to attend but would like more information?
Call Lillian Pabst at 516-714-2052 or email
 [email protected] for assistance or to set up a complimentary appointment with one of our advisors.
Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.

These workshops are for educational purposes only and are not investment advice. If you need advice regarding your financial goals and investment needs, contact a financial advisor. All guarantees are based on the claims-paying ability of the issuer. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries, and affiliates. Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, IA, 50677. CMFG Life and MEMBERS Life are stock insurance companies. MEMBERS® is a registered trademark of CMFG Life. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state and may not be available in all states or through all broker/dealers. Asset allocation and diversification do not guarantee a profit or prevent a loss. See your prospectus for details about your investment options and refer to the fund prospectus for information on specific investment objectives. Variable annuities are sold by prospectus only. You can obtain a prospectus by contacting your financial advisor or the insurance company. Read it carefully.
Important Dates:

All Jovia offices will be closed:

Thursday, November 11
Veterans Day

Thursday, November 25

Friday, December 24
Christmas Eve
(Jovia closes at 1pm)

Saturday, December 25
Christmas Day

Friday, December 31
New Year’s Eve
(Jovia closes at 1pm)

Saturday, January 1, 2022
New Year’s Day

Named Forbes 2019 & 2020 Best in State Credit Union

1000 Corporate Drive, Westbury, NY 11590